Our Services

At DB Wealth Management Group, LLC, we seek to provide the highest level of service for our clients using a comprehensive, integrated approach. We will review all areas of your financial life and help you create a long-term wealth management strategy that is focused on pursuing your goals in several primary areas.

We’ll manage all aspects of the investment process with a tailored wealth management strategy that includes: 

• Reviewing your current investments and designing a personalized portfolio based on your needs.
• Monitoring your investments to maintain alignment between your holdings and your financial objectives.
• Offering independent and objective advice.
• Recommending allocations within your employer-provided retirement plans, such as a 401(k).
• Creating an aggregation of all your accounts to simplify and reduce paperwork. 

The majority of work focuses on helping our clients transition from work life to retirement. We do this by: 

• Creating a strategy that is designed to grow assets over an extended period of time, and/or implementing a well-coordinated distribution plan to provide income to last throughout retirement.
• Developing recommendations to fund future income needs and help maintain a comfortable standard of living.
• Communicating critical deadlines and assisting in making informed decisions for things like Social Security and Required Minimum Distributions (RMDs).
• Recommending appropriate distribution strategy for employer retirement plans & IRAs.
• Reviewing the beneficiaries of IRAs and employer retirement plans annually. 
• Advising on Roth conversions and rollover strategies in seeking to help maximize benefits of tax-advantaged retirement accounts. 

Taxes play a critical role in your overall financial strategy. We create plans that help minimize your tax burden by:

• Completing a comprehensive review of your tax return to highlighting opportunities for tax reduction strategies.
• Reviewing your tax situation annually, including proactive planning to incorporate any new tax law changes. 
• Collaborating with your CPA on tax-related issues.
• Recommending tax strategies for investments, including tax-advantaged holdings, account types, and techniques. 
• Creating a withdrawal strategy from retirement and non-retirement accounts to help minimize taxes.
• Staying current with new tax laws that can affect your situation. 

Estate planning that considers multigenerational family members has many layers and can be complicated. We work to simplify the process while ensuring your plan is executed properly. This service includes: 

• Analyzing your estate plan and concerns.
• Proactively planning for potential estate tax liabilities. 
• Assisting in transferring assets to your living trust or other trusts. 
• Consulting with children and other family members to answer any questions they may have.
• Providing guidance with the appropriate and necessary steps in the event of the death of a loved one. 
• Developing gifting strategies, both to loved ones and charities. 
• Reviewing your long-term care needs. 

Just as important as every other service we provide, we strive to offer a best-in-class service experience for each of our clients. We do this by making sure we are available when our clients need us, maintaining an open line of communication, and treating every client they way they would expect. We also: 

• Provide our clients and their guests with complimentary registration for retirement planning classes, client education workshops and appreciation events. 
• Distribute Timely and relevant reports on helpful topics that are important to you.
• Conduct regular reviews, both in-office or conference calls.
• Send timely newsletters to keep you apprised of the most current planning options.

^{DB Wealth Management Group, LLC does not provide tax and legal advice or services. Please consult your tax or legal advisor regarding your specific situation.}